Auto Loan Refinances

Need more money in your pocket? Look no further than your driveway.

Refinancing Your Car Equals Extra Cash in Your Pocket

Did you know you can lower your monthly auto loan payment when you refinance your high-rate auto loan from another lender? Refinancing your auto loan saves you money by lowering your rate and in turn, reducing your monthly payment.

 How It Works:
  • Get pre-approved - Find out how much lower your rate can get by applying online or stopping by a local branch.

  • Set it up - Work with a Cal Coast representative to finalize the details of your new loan.

  • Sign and save - Complete your auto refinance and make your new lower payments in Cal Coast Online or by mail.
Perks + Protections:
  • Enjoy no payments for 90 days!2
  • No direct deposit, automatic payments or checking account required.
  • Affordable GAP, MRC, and other loan protections available.
More Options:

Need to free up even more funds? Consider a longer loan term to stretch out your payments, or borrow against your car to pay bills and consolidate debt. Considering a lease buyout? We can do that too.

Contact us (877) 495-1600 or visit a local branch for details on cash-out auto loans and lease buyouts.

View Rates

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Car Buying Services

Learn more about car-buying services that can help you purchase a new or used car and finance with Cal Coast Credit Union. Cal Coast auto loan rates are now as low as 4.78% APRwith discount.3

Credit Cards

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  1. APR = Annual Percentage Rate. Rates are current as of 04/11/2024. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

    Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. No Lemon Law buybacks or grey/salvage titles. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, are not eligible.
  2. 90-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.


Contact Us

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