Platinum Mastercard® Credit Card

Designed for everyday savings with built-in peace of mind.

Transfer and Save

0% balance transfer fees and low introductory rate, make it easier and faster to pay down your high-rate balances. Plus, enjoy no annual fee.

Credit Card Benefits

Travel with Confidence

By opening up a Cal Coast Platinum or Platinum Rewards Mastercard® credit card, you'll be able to travel near and far with ease, knowing you have the protection and added perks to make your vacation relaxing and enjoyable.

Here are some of the benefits we offer exclusively to Cal Coast Platinum and Rewards credit card members:

  • ID Theft Protection
  • MasterRental (rental vehicle protection)
  • Travel Accident protection
  • Lost luggage assistance
  • Legal referral services 
  • Trip travel assistance
  • Roadside assistance services

Simple to apply. Easy to use. Transfer and Save with the Cal Coast Platinum Mastercard®.


Platinum Mastercard® Benefits:
  • No Balance Transfer Fee
  • No Annual Fee
  • Low 2.88% APR intro rate on balance transfers (for 365 days from account opening)
    • After that standard balance transfer APR will be: 13.38% to 17.38%
  • Worldwide acceptance at millions of locations
  • Online checkout protection2
  • Access to 30,000 ATMs nationwide
Protections for you and your wallet:
  • Security—ID Theft Protection2 and Zero Liability Protection3
  • Shopping—Price Protection and Extended Warranty benefits3,4
  • Travel —$1,000,000 in travel accident insurance and MasterRental® Coverage4,5
Exclusive Member Offer

Get 5% Cash Back!

Shop around town with your Cal Coast Mastercard® Debit or Credit Card and earn 5% cash back automatically at participating local businesses.6 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.

Supporting your local businesses helps build your community.

Mastercard is a registered trademark, and the circles design and Mastercard Local are trademark, of Mastercard International Incorporated. ©2023 Mastercard. All Rights Reserved.

  1. APR = Annual Percentage Rate. Rates are current as of 04/11/2024. Loan subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. See terms and conditions for details. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. Available for new accounts only. Introductory rate on balance transfer valid for 365 days from account opening. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Introductory rate on balance transfers does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards.
  2. Certain terms, conditions, and exclusions apply. Contact California Coast at (877) 495-1600 for complete coverage terms and conditions or call (800)-MC-ASSIST or (800) 622-7747 for assistance.
  3. Certain restrictions apply. You must notify California Coast immediately of any unauthorized use. Please see for more details.
  4. For eligible items purchased with your California Coast Platinum Mastercard.
  5. Available only when traveling in the 50 United States and the District of Columbia. Benefits are designed to assist you or your travel companions when you’re traveling 50 miles or more from home.
  6. This is a special offer and exclusive to only eligible California Coast Mastercard debit and/or credit cards.  Eligible cards are automatically enrolled in the Program.  To opt-out of participating in the MasterCard Shop Local Program click here, call (877) 495-1600, or visit a Cal Coast Branch location. Program may be discontinued and subject to change at any time without notice. The offer can be used across a variety of participating merchants or repeatedly at your favorite participating merchants.  Purchases made online or through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for the offer. Simply use your enrolled California Coast Mastercard debit or credit card at participating merchants to automatically receive a statement credit on eligible purchases. No coupon necessary. The reward will be credited to your California Coast Mastercard used to make the qualifying purchase within 60 days from eligible purchase. Your account must be open and in good standing at the time reward is credited. Terms and conditions apply. Click here for full details.

Contact Us

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