IRA Certificates

Lock in a competitive rate with guaranteed returns for 3 months to 5 years.

An IRA Certificate Makes Saving Easy

With competitive fixed rates, a low minimum single deposit and varying term lengths, Cal Coast IRA Certificates allow you to earn more than a standard savings account. 

  • Competitive fixed rates
  • Minimum deposit as low as $1,000
  • Terms available from 3 months to 5 years
  • Traditional, Roth, Spousal, Coverdell and SEP available


More Ways to Save

Investments and Financial Planning

Learn more about retirement & investments with California Coast Credit Union. Contact us today to get started.


Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.

Money Market Savings

A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.

Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice.

Contact Me

Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.